Okay, so use of “epic” is a little dramatic. Dan makes a Top Ten list every year and I thought I’d try it.

1. Bought a home
Home ownership is something I’ve wanted for over 10 years. Then we moved to San Francisco. A lot of friends told me it couldn’t happen here, but we stayed in our tiny studio and started saving and looking at every possible lending and homeownership program. I read every blog by anyone who might have helpful information, and trekked to dozens of open houses in unfamiliar neighborhoods.Working it all out was a minor miracle, but if we can do it then other people can too. Housing affordability across the US is at a record high but San Francisco is #1 (above NYC) least affordable rental and ownership market. I personally feel this is one of the most urgent problems facing our city.

2. Celebrated 1st Wedding Anniversary
Most of 2010 involved planning our wedding. 2011 was the first full year we were married. Love is good. CONTINUE READING ]